Money, Personal FinanceThe Debt Escape PlanBookTheShop
The Debt Escape Plan
How to break free from credit cards in a year
What you’ll take away
- Calculate exactly how much interest you’re paying and how long it’ll take to clear debt.
- Negotiate lower interest rates with a proven script and leverage your recent payments.
- Find £20–£50 extra monthly using cashback redirection, subscriptions, and small budget tweaks.
- Set up a ‘Debt Attack Account’ with direct debits to automate faster repayments.
About this book
You’re stuck paying credit card interest month after month, watching your balance grow even as you make minimum payments. This book gives you a clear, step-by-step plan to clear your debt in a year—without cutting back drastically or taking on extra work. You’ll use the ‘snowball effect’ to prioritise payments, negotiate lower interest rates with scripts provided, and find £20–£50 extra each month through small tweaks like redirecting cashback or meal planning. Real examples show how small changes add up, like saving £300 in interest by paying £50 extra on your highest-rate card or turning a £1,200 car repair into a 6-month debt acceleration strategy.