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Budgeting & Personal Finance · PDF
Take control of your money in just 15 minutes a day with a simple 30-day plan to budget better, save more, tackle debt, and build healthier credit habits.
By BookTheShop
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43 pages · about 50 min to read
Feeling stressed about money and unsure where to start? You don't need complicated spreadsheets, extreme cutbacks, or a perfect salary to start making progress.
What’s inside
No waiting for a parcel and no app to install. Your download opens the moment you pay, and the link lands in your inbox too.
The Broke Beginner’s Budget is a practical 30-day guide designed to help you understand your spending, build a realistic budget, reduce unnecessary costs, and take your first steps towards greater financial stability.
Each day gives you one manageable task that takes around 15 minutes. Start by understanding your income and bills, then learn how to track spending, plan your budget, find money leaks, and save without giving up everything you enjoy.
As the month progresses, you'll explore practical ways to cut costs, build an emergency fund, organise your debts, avoid missed payments, check your credit report, and develop healthier credit habits.
You'll also get a 30-day tracker to help you stay on course and a set of simple money rules to keep using after the month ends.
Whether you're living on a tight budget, starting your financial journey, or simply looking for a clearer way to manage your money, this guide offers a straightforward place to begin.
No guilt. No complicated systems. Just one small step at a time.
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